Robot Insurance

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Product Description

PICC Property and Casualty's robot-specific insurance solutions include: Robot Property Damage Insurance, Robot Product Liability Insurance, Robot Third-Party Liability Insurance, Robot Extended Warranty Liability Insurance, Robot Product Quality Guarantee Insurance, and Robot R&D Expense Loss Insurance.

Product Specifications

1. Robot Property Damage Insurance: Covers losses to the robot itself caused by fire, explosion, natural disasters, design or installation errors, material defects, operational mistakes, and electrical issues. 2. Robot Product Liability Insurance: Compensates for the economic liabilities incurred by the insured for bodily injury or direct property damage to a third party caused by design or operational defects in the robots manufactured or sold by the insured. 3. Robot Third-Party Liability Insurance: Provides coverage for third-party bodily injury or property damage resulting from accidents during the operation of a robot. 4. Robot Extended Warranty Liability Insurance: Offers supplementary coverage for repair, replacement, or return costs arising from product quality issues beyond the original warranty period, based on the insured's provision of warranty services in accordance with the manufacturer's specified warranty terms. 5. Robot Product Quality Guarantee Insurance: Compensates for repair, replacement, or return expenses incurred due to quality defects in the robots manufactured or sold by the insured. 6. Robot R&D Cost Loss Insurance: Covers cost losses resulting from the failure of a robot research and development project.

Company Profile

中国人民财产保险股份有限公司深圳市分公司

中国人民财产保险股份有限公司深圳市分公司(以下简称“人保财险深圳市分公司”)是中国人民财产保险股份有限公司(母公司——中国人民保险集团“世界500强”排名第141位)在深圳地区设立的直属分支机构。人保财险深圳市分公司自1979年起,扎根深圳开办保险业务,是特区保险业的开拓者和探索者。人保财险深圳市分公司共有从业人员3000余人,下设21个支公司和6个定损中心,主营业务包括车险、财产险、责任保险、意外健康险、信用保证险等。 2025年实现保费收入132.63亿,累计服务客户超515万,提供风险保障108.72万亿元,全年理赔已决赔案253.3万件,赔款95.5亿元。
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